Who Actually Qualifies for Social Security Survivor Benefits in 2026?
Briefly

Who Actually Qualifies for Social Security Survivor Benefits in 2026?
"The widows and widowers of deceased Social Security recipients are generally eligible for survivor benefits. In some cases, even ex-spouses can qualify. To qualify, you must: Be 60 years old or older (or 50 and older if you have a qualifying disability) Have been married for at least nine months before the recipient's death Have not remarried before age 60 (or 50 for those on disability)"
""Ex-spouses who were married for at least 10 years, as well as some valid non-marital legal relationships, may be eligible," the SSA says. It doesn't matter if your deceased spouse remarried; that wouldn't impact your eligibility. "Your claim won't change your ex's benefits or the payments for an ex's present spouse or dependents," according to the AARP. "The SSA won't notify your former spouse that you've applied for benefits on the ex's record, and the former spouse can't block you from getting those benefits in a divorce decree.""
Social Security survivor benefits provide monthly income to eligible family members of workers who paid Social Security taxes and then died. Eligible survivors include widows, widowers, some ex-spouses, and dependents. Spouses generally qualify if they are age 60 or older, or 50 and older with a qualifying disability, were married at least nine months before the worker's death, and have not remarried before age 60 (50 for disabled survivors). Ex-spouses married at least 10 years can qualify in many cases, and filing a survivor claim does not reduce the deceased worker's ex-spouse's benefits or notify that ex automatically.
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