Senior home equity at record high as Trump opposes price cuts

"Housing wealth held by homeowners age 62 and older climbed 1.9% in the third quarter of 2025 to a record $14.66 trillion, according to the Reverse Mortgage Market Index, a measure created by the National Reverse Mortgage Lenders Association (NRMLA) and RiskSpan. The reading of 511.99 marked the highest level since the index launched in 2000 and surpassed the previous record set in the second quarter."

"An estimated 2% rise in home values added roughly $295.4 billion in senior housing equity during the quarter, offset slightly by a 1% increase in mortgage debt of about $22.8 billion. The latest release of the RMMI underscores the extraordinary level of housing wealth held by older Americans, NRMLA President Steve Irwin said in January. At a time when inflation pressures and the fear of outliving one's retirement savings remain top concerns for retirees,"

Housing wealth for homeowners age 62 and older rose 1.9% in the third quarter of 2025 to a record $14.66 trillion, led by a roughly 2% increase in home values that added about $295.4 billion in senior housing equity while mortgage debt increased about 1% or $22.8 billion. The Reverse Mortgage Market Index hit 511.99, its highest reading since 2000. Home equity is identified as a substantial but often underused resource that can help seniors offset inflation, reduce retirement income gaps, and improve long-term financial security when incorporated responsibly into retirement planning. Rising property values may also influence older voter preferences amid broader generational housing affordability concerns.

Read at www.housingwire.com