Close to 3 million U.S. homes are at moderate or greater wildfire risk, concentrated across 14 states and carrying a combined potential reconstruction cost of about $1.3 trillion. California contains the largest share—nearly 1.3 million vulnerable homes—with estimated rebuilding costs near $796.1 billion. Colorado ranks second, followed by Texas, Oregon, and Arizona among the most affected states. Wildland-Urban Interface areas amplify exposure where residential development meets forested lands. Contributing factors identified include historical fire suppression practices and population growth within WUI zones, increasing the number of properties directly exposed to wildfire threats.
Around 3 million homes in the U.S. are at risk from wildfires, primarily located in 14 states, with a combined reconstruction cost value of $1.3 trillion. California has the highest number of vulnerable homes (nearly 1.3 million) and faces an estimated $796.1 billion in rebuilding costs in case of wildfire destruction. Colorado ranks second in the list of states with the most homes at moderate or greater wildfire risk, followed by Texas, Oregon, and Arizona.
The threat of wildfires in the U.S. is a significant concern, with close to 3 million homes facing risk of destruction, especially in the Western and Southern regions. A recent report by Cotality highlights the vulnerability of properties, particularly in California, Colorado, Texas, Oregon, and Arizona, due to their high wildfire risk and substantial reconstruction costs.
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