A new approach to employer health care? Give workers money to buy their own plan
Briefly

"Now Lantz gets a set amount from his employer every month that he puts toward a family plan on the individual insurance market. He opted for a zero-deductible plan with a richer level of coverage than the group plan."
"As health insurance costs continue to rise, employers are eyeing this type of health reimbursement arrangement to control their health care spending while still providing a benefit that workers value."
"Some consumer advocates are concerned the plans could result in skimpier, pricier coverage for certain consumers, especially sicker, older ones."
"It's nice to have the choice to balance the high deductible versus the higher premium, Lantz said. Before, it was tough to budget for that deductible."
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