Vance claims that Trump's health care plan involves deregulating insurance markets, allowing discrimination based on preexisting conditions, reverting to pre-Obamacare practices.
Before Obamacare, the individual insurance market was flawed, negatively impacting affordability and coverage, especially for those with preexisting conditions, under the guise of adverse selection.
Obamacare effectively transformed the personal insurance landscape, mandating coverage for people with preexisting conditions and limiting how much insurers could charge based on age, improving accessibility.
The Trump plan, as explained by Vance, risks returning to a harmful system where the insurance market could deny customers with health issues, departing from protective reforms.
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