The article highlights Ryan Falvey, a prominent figure in fintech innovation, focusing on the shift from consumer-based apps to foundational financial infrastructure. As Co-Founder of Restive, he emphasizes the importance of investing in backend technologies and regulatory-compliant business models. His experience includes leading the Financial Solutions Lab and investing in early-stage fintech firms that now hold significant equity value. Falvey's insights reflect a deeper understanding of market dynamics, stressing the need for startups to prioritize access and integration over mere app deployment in a competitive landscape.
We're not investing in fintech apps - we're investing in infrastructure.
You don't build a consumer business by launching an app anymore. It's not about the app - it's about access, context, and integration.
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