In their 2025 report, GoBankingRates highlights the economic concerns of Americans, particularly regarding inflation. To offer solutions, they created a list of the 'Most Livable Destinations', detailing ten U.S. cities with lower cost of living expenses. They utilized data from U.S. News & World Report and Zillow to assess housing costs, alongside expenses for essentials like groceries and healthcare. Laredo, Texas emerged as the leading affordable city, followed by McAllen, with detailed calculations indicating manageable annual salary requirements for residents.
GoBankingRates' analysis highlights that Laredo, Texas is the most affordable city to live in the U.S., with homeowners needing an annual salary of only $72,015.
In the face of rising inflation, many Americans are prioritizing affordable living options, leading GoBankingRates to compile a list of U.S. destinations that won’t break the bank.
McAllen, Texas, took second place on the affordability list, where homeowners can live comfortably with an annual salary requirement of just $72,574.
The data for GoBankingRates' 'Most Livable Destinations' list reflects comprehensive research encompassing average rental costs, groceries, healthcare, and other living expenses across different cities.
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