Beverly Evans, a 65-year-old retiree from Lansing, MI, recently achieved the American dream of homeownership, overcoming health challenges. She emphasizes that with patience and knowledge of available resources, anyone can buy a home. Various housing assistance programs exist to aid first-time buyers, often underutilized due to lack of awareness. These programs, which may support even those with higher incomes, are administered by state housing authorities and local non-profits. Individuals are encouraged to investigate resources and explore down payment assistance options available in their area.
"They were able to get me to a place where I qualified for a mortgage, and then they started looking for money for me, and I was able to become a recipient of the money that was available, so here I am. So in May, I officially became a homeowner," Evans said.
"Homebuyers in higher-cost markets shouldn't be afraid to explore down payment assistance options," says Sean Moss, executive vice president of product and operations at Down Payment Resource in Marietta, GA.
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