'The issue isn't taking the tax-free lump sum, it's taking it without a plan' - the biggest retirement regrets and how to avoid them

Retirement planning can take many forms. Some people start early and focus on pensions and investments. Others rely on a business or property to fund retirement. Not starting a pension earlier is a common retirement regret. Many additional mistakes can also reduce retirement outcomes and cost more than people expect. Different approaches to retirement planning exist, depending on how individuals plan to generate income in later life.

"While not starting a pension earlier is one of the most common retirement regrets, there are many more mistakes that can cost you more than you think"

"There are those who start early and focus on pensions and investments while others might be relying on a business or property for their retirement fund."

Read at Independent