A Reddit user in his mid-40s with $4.5 million in investments and a fully paid-off home is contemplating retirement but is conflicted about its impact on his children. With a high-paying but stressful job, he's unsure whether retirement is the best option, fearing it might hinder his children's financial security in a tough world. He worries that, despite his wealth, stepping away from work could limit the opportunities he could provide them. The situation presents a complex decision between personal happiness and parental responsibility.
The Reddit user is considered financially ready to retire with $4.5 million in investments, but he hesitates due to concerns about providing for his children.
Despite his substantial financial position, the Reddit poster is torn between his own happiness and the desire to build more security for his kids.
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