In 2025, Social Security saw notable changes including a 2.5% increase in benefits due to the cost-of-living adjustment (COLA), although this raise is smaller compared to recent years. This adjustment aids seniors in maintaining their purchasing power amid ongoing inflation. Additionally, the earnings-test limits were raised, enabling seniors to collect benefits while still working, provided their earnings do not surpass the new limits. However, qualifications for Social Security have tightened, presenting challenges for some beneficiaries while others may find themselves eligible for greater benefits due to the removal of certain regulatory provisions.
Benefits rose by 2.5% in 2025 as part of the COLA adjustment, helping seniors to keep pace with the costs of living, even if modestly.
Qualifying for Social Security has become harder due to regulatory changes, although some individuals stand to gain more benefits due to provisions being eliminated.
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