Trump's path to lower housing costs has to navigate local concerns

To address the housing crisis, federal executive agencies are tasked with encouraging local governments to facilitate housing development. New Hampshire's initiatives, such as InvestNH Housing, incentivize municipalities to streamline permitting processes and tackle dilapidated properties through funding programs. The Housing Opportunity Program empowers communities to assess their readiness for development by examining infrastructure capabilities. Experts suggest that while federal regulation on local zoning is limited, agencies like Fannie Mae and FHA could help alleviate costs by reducing mortgage-related fees, potentially aiding housing affordability.

I think the Housing Opportunity Program is going to have such a lasting impact on helping the housing crisis because it has made communities evaluate if they are development ready.

The red-tape posed by local zoning rules is not something the federal government can contend with, but the government could make a difference in housing finance.

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