The title insurance industry generated $18.5 billion in premiums during 2025, a 13.8% increase from 2024. Title premium volume grew 14.5% year over year in the fourth quarter as mortgage originations improved throughout 2025. Housing affordability pressures and constrained inventory persisted, but premium growth reflected resilience in the real estate economy. The work of title and settlement professionals supports buyers, sellers, and lenders through research, risk mitigation, and consumer protection. Claims paid totaled more than $667 million in 2025, slightly below $676 million in 2024. First American Title led underwriter market share at 23.1%, followed by Fidelity National Title, Old Republic Title, Chicago Title, and Stewart Title. Texas led states by premium volume with $2.7 billion, followed by Florida, California, New York, and Pennsylvania.
"The American Land Title Association (ALTA) reported that the title insurance industry generated $18.5 billion in title insurance premiums during 2025, marking a 13.8% increase compared to 2024, according to the organization's latest Market Share Analysis. The industry also posted a strong fourth quarter, with title premium volume increasing 14.5% year-over-year as mortgage originations improved throughout 2025."
"While the housing market continued to face affordability pressures and constrained inventory in 2025, the increase in title insurance premium volume reflects the resilience of the real estate economy and the essential role title professionals play in every transaction, said Chris Morton, CEO of ALTA. Every policy represents extensive research, risk mitigation and consumer protection work happening behind the scenes to help buyers, sellers and lenders close transactions with confidence."
"As fraud schemes become more sophisticated and transactions grow more complex, the expertise of title and settlement professionals has never been more important. The industry paid more than $667 million in claims during 2025, slightly down from $676 million paid in 2024. First American Title held the largest individual underwriter market share at 23.1%, followed by Fidelity National Title at 14.5%, Old Republic Title at 14.0%, Chicago Title at 13.1% and Stewart Title at 10.9%."
"Texas led all states in premium volume with $2.7 billion in 2025, followed by Florida at $2.01 billion, California at $1.6 billion, New York at $1.2 billion and Pennsylvania at $709 million. This article was generated using HousingWire Automation and reviewed by a HousingWire editor before publication. The system helps convert company announcements and industry data into HousingWire-style news coverage."
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