Lower hires Paul Zinn as EVP of retail lending

Paul Zinn has been hired as executive vice president of retail lending and divisional manager at Lower. He will report to Craig Montgomery, chief strategy officer and head of retail lending. His responsibilities include expanding Lower’s retail footprint, recruiting top-producing originators, and strengthening production teams in key markets. He will help shape and execute Lower’s broader retail strategy while the company invests in its homeownership platform and national growth plans. Zinn brings more than 20 years of mortgage industry experience across retail lending, business development, recruiting, and organizational growth. He previously founded The Rising Tide Collective and spent 13 years at AnnieMac Home Mortgage, where he helped build teams responsible for more than $4 billion in annual loan volume.

"He brings deep experience in recruiting, leadership, and building high-performing organizations, but just as importantly, he understands how culture drives long-term success. Throughout his career, Zinn has focused on building collaborative, performance-driven cultures and on developing long-term relationships, the company said. His approach emphasizes accountability, mentorship and fostering teams where employees are invested in one another's success."

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