'It's a quick win and can save you hundreds each year': How to switch home insurance providers and get a better deal

"Home insurance is an often overlooked area where consumers can make significant savings - and going through the contents covered can unearth surprise deals too One of the often overlooked insurances where you can get far better value from switching, is the policy protecting your home. Covering the bricks and mortar but also everything inside, it's putting in the hard yards, yet most of us"

"see that thick pile of paper coming through the letterbox, or a legally-dense email landing, and think we can't be bothered going through all that stuff, and doesn't the premium look about the same as last year anyway?"

Home insurance covers both the building and the contents within a property. Many consumers ignore renewal documents or assume premiums are unchanged, missing potential savings. Comparing policies and switching providers can yield far better value. Reviewing contents cover can reveal unexpected opportunities to reduce costs or adjust sums insured. Important considerations include coverage limits, excesses, declared valuables, accidental-damage options and new-for-old versus market-value settlements. Making an inventory, checking indexing for rebuilding costs, and consolidating policies or improving security can lower premiums. Regularly reassessing cover at renewal reduces overinsurance or gaps and helps secure more appropriate, cost-effective protection.

Read at Independent