
"According to newly released American Community Survey (ACS) data from the U.S. Census Bureau, Iowa homeowners with a mortgage typically pay $1,000-$1,499 annually for homeowners insurance, while those without a mortgage also average $1,000-$1,499. Statewide overall costs fall into the same $1,000-$1,499 range. Iowa has 958,213 insured homeowner households in total-556,765 with a mortgage and 401,448 without."
"Compared with nearby states, Iowa is on the more affordable end. Illinois, Indiana, and Wisconsin homeowners with a mortgage all average $1,000-$1,499 annually. Minnesota trends slightly higher, with mortgaged households paying $1,500-$1,999. Missouri is also somewhat higher, with mortgaged homeowners paying $1,500-$1,999. Nebraska, by contrast, is more expensive, with costs in the $2,000-$2,499 range. This positions Iowa as one of the most affordable states in the Upper Midwest."
Iowa homeowners with or without a mortgage typically pay $1,000–$1,499 annually for homeowners insurance, and statewide overall costs fall into that same range. The state has 958,213 insured homeowner households, including 556,765 with a mortgage and 401,448 without. Among mortgaged owners, 58,135 pay less than $100 annually while 28,820 pay $4,000 or more; among owners without a mortgage, 70,822 pay less than $100 and 16,588 pay $4,000 or more. Compared with nearby states, Iowa is relatively affordable: Illinois, Indiana, and Wisconsin match its $1,000–$1,499 range, Minnesota and Missouri trend at $1,500–$1,999, and Nebraska averages $2,000–$2,499.
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