'I paid for everything in our marriage but now we are getting divorced and my husband says he is entitled to half the assets. How can this be right?'

"'My father wants to help me out by transferring me some of the home farm - is that a bad idea at this stage?'"

"Dear Mary Frances, I thought that the less debt I had, the happier I would be, but it seems I'm wrong and I hope you can help me extract myself from a difficult situation as best possible. Myself and my husband live in the south of the country and bought a house in 2010 for around €250,000. I was lucky enough to have good savings and put the majority of a €100,000 deposit towards the cost of it."

A couple living in the south bought a house in 2010 for about €250,000 and contributed the majority of a €100,000 deposit from savings. The individual expected reduced debt would improve wellbeing but now faces continuing financial difficulty and seeks a solution. A parent has offered to transfer part of the home farm as assistance. Receiving the farm portion could create tax, inheritance, mortgage, and legal consequences and may affect family relationships. Decisions about accepting such help should weigh current debts, equity, tax liabilities, formal agreements, and long-term financial security.

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