"Ted and Jamie Garber want to achieve some form of FIRE - financial independence, retire early - and they're building multiple revenue streams to do so. "We want to be work optional," Ted, who runs a digital advertising agency, told Business Insider. "We have like nine different retirement scenarios we can pick from, depending on what we want to do. Right now, we're undecided. We're both healthy, we're both young enough, so we don't have to choose.""
"The Florida-based couple runs an e-commerce business selling watch straps, generates dividend portfolio income, and has built a real estate portfolio of 28 units across 15 properties that earn them six-figures in "mostly passive income," said Ted. He estimates that he and Jamie spend less than 10 hours a month on real estate-related activities. Business Insider confirmed their property ownership through the Brevard County Property Appraiser and reviewed lease agreements with several of their tenants."
Ted and Jamie Garber combine multiple income streams to pursue a work-optional form of FIRE. Ted runs a digital advertising agency while the couple operates an e-commerce business selling watch straps and holds a dividend portfolio. Their real estate holdings total 28 units across 15 properties, generating six-figure, mostly passive income. They report spending under ten hours per month managing real estate. Jamie handles legal and administrative tasks while Ted manages tenant-facing activities. They grew from one to fifteen properties in five years, closed a recent purchase in September 2025, and remain in growth mode.
Read at Business Insider
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