3 Dividend Stocks to Buy if You Want $5,000 in Monthly Income
Briefly

September approaches with potential renewed interest-rate cuts, forcing income investors to choose between locking in Treasuries or switching to high-yield dividend stocks. Dividend stocks offer long-term appreciation with the broader market and often gain appeal as interest rates decline, drawing investors seeking higher yields. Monthly dividend stocks provide added flexibility for income investors. Realty Income (O) exemplifies a stable monthly payer, operating as a REIT with primarily retail tenants and maintaining occupancy around 98–99% even during recessions. The company has recorded 662 consecutive monthly dividend payments and over 30 years of annual dividend increases. Revenue rose 5.38% to $1.41 billion in Q2 2025, beating estimates.
September is approaching fast, and if the market is right, interest rate cuts will start once more . This means income investors now have to make a decision: either buy and lock in Treasuries before rates keep going down, or switch to dividend stocks. Specifically, dividend stocks that pay high yields. The latter is more attractive for many reasons. For one, dividend stocks appreciate in the long run with the broader market.
If you buy into a business that has been paying rising dividends, you'll be in a much better position in the future than if you sat on Treasuries. Plus, dividend stocks tend to rise as interest rates go down. Lower interest rates cause an increase in people looking for higher yields, and dividend stocks are often the first on the list. Monthly dividend stocks are especially attractive at the moment , as they give income investors significant flexibility.
Here are three to look into: Realty Income (O) is the go-to monthly income stock for most people for a reason. This real estate investment trust (REIT) has a solid footing, and its client base consists mostly of retailers, who themselves are stable. This has resulted in Realty Income's occupancy rate staying around 98% to 99%, even through recessions. As such, the "REIT" tag shouldn't turn you away from this reliable cash cow.
Read at 24/7 Wall St.
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