This aging-in-place program could lower senior care costs
Briefly

CAPABLE, an innovative assistance program available in 26 states, is designed to help individuals aged 60 and older with essential daily living tasks, such as bathing and mobility, allowing them to age in place. Despite its existence for nearly 15 years, CAPABLE has reached only around 4,600 clients, primarily due to limited insurance coverage. The cost, averaging $3,500 to $4,000, is often not reimbursed by Medicare, which predominantly funds hospital-based care. The program advocates for changes that could enhance funding and support to help prevent costly health issues like falls, which significantly impact older adults.
CAPABLE is a program helping seniors remain at home, with vital assistance in daily living tasks, highlighting shortcomings in insurance coverage for preventive care.
Despite established demand for at-home assistance for seniors, CAPABLE faces funding obstacles as traditional Medicare and most plans typically don't support such services.
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