New York's high retirement costs necessitate strategic location choices for affordability. The median home cost in New York is $850,000, nearly double the national median of $435,300. The average rent in New York is $4,024 compared to the U.S. average of $2,100. Senior living costs also exceed national averages, with assisted living at $5,895 in New York versus $4,995 nationally. However, areas like Cortland offer more affordable options, with home listing prices at $192,500 and rents at $1,390, creating potential for budget-friendly retirement living.
Cortland, New York offers a median home listing price of $192,500 and a median home sale price of $215,000, making it significantly cheaper than New York's averages.
Rent in Cortland is $1,390 per month, much lower than New York's average of $4,024, providing a more affordable option for retirees.
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