Medicare is a federal health insurance program designed primarily for Americans aged 65 and older, but it also covers younger individuals with specific disabilities.
Many Americans misunderstand the key differences between Medicare and Medicaid, with Medicare primarily serving those aged 65 and over, while Medicaid aids low-income Americans.
Funding for Medicare is derived from a mix of payroll taxes, premiums, and federal funds, emphasizing the program's reliance on both public and private contributions.
To qualify for premium-free Medicare Part A, individuals or their spouses must have contributed to Medicare taxes for at least a decade.
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