
"Earlier this month, the Riksdag signed off on changes to the gambling law that will make it illegal for licensed operators and their agents to allow bets or games funded by credit. The new rules take effect May 1, 2026. In practical terms, that means any company with a Swedish gambling licence, along with agents selling gambling products on their behalf, must guarantee players are not staking money they have borrowed. The prohibition applies regardless of where the credit comes from."
"The update closes gaps in the current system, as operators were already barred from offering credit directly to customers. Now, they are also forbidden from facilitating gambling financed through loans or other borrowed funds supplied by third parties. Under the revised framework, licensed companies are expected to put concrete safeguards in place. This could involve blocking credit card payments for gambling transactions or declining bets when there are clear signs a player is using borrowed money."
The Riksdag approved changes making it illegal for licensed operators and their agents to allow bets or games funded by credit, effective May 1, 2026. The prohibition requires companies with a Swedish gambling licence and their sales agents to ensure players are not using borrowed money, regardless of the credit source. The reform closes gaps by banning facilitation of gambling financed by third-party loans and other borrowed funds. Licensed operators must implement safeguards, such as blocking credit card payments or declining bets when signs of borrowed funds appear. Spelinspektionen can grant limited exemptions; activities outside licensing, like municipal register lotteries, remain excluded. The move responds to concerns about gambling-related debt and financial harm from easy credit.
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