Pet insurance deductibles: A buyer's guide
Briefly

"The most common type of deductible is set annually and applies to all medical expenses, but per-incident deductibles apply separate out-of-pocket limits for each medical condition or incident."
"Choosing a higher deductible increases your out-of-pocket costs but keeps your monthly premiums more affordable, while selecting a lower deductible keeps out-of-pocket costs more manageable but results in higher monthly rates."
"Pet insurance deductibles work similarly to human health insurance deductibles. It is the amount of money a pet parent pays for covered veterinary care before their pet insurance plan starts to pay."
Read at SFGATE
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