The number of lawsuits filed against Florida insurers has decreased consistently over the past four years, dropping from 67,800 in 2021 to about 27,900 in 2024. Insurers credit this decline to the reforms implemented in 2022, which they believe have had a positive impact on reducing litigation. However, this sentiment is contested by plaintiffs' attorneys who argue that these reforms have come at a cost to policyholders, limiting their rights to contest inadequate handling of claims.
While insurers celebrate the significant drop in lawsuits as a sign of effective reform, plaintiffs’ attorneys contend that such changes have resulted in detrimental effects for policyholders. They highlight that the restrictions imposed on the litigation process and the means available to challenge insurers' decisions have weakened the ability of consumers to hold insurers accountable for poor claim management, ultimately affecting their financial and legal recourse when faced with disputes.
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