The financial services industry is transforming rapidly with technological advancements. API-first architectures facilitate integration while digital platforms enhance investing access. Harry Temkin, Chief Digital Officer at DriveWealth, discusses how the company uses its technology stack to provide global retail investing, promoting fractional trading and real-time decision-making. Temkin emphasizes DriveWealth's mission to democratize investing through embedded finance, making investing accessible worldwide. He also mentions future integration of AI to personalize user experiences further, reflecting the ongoing evolution of digital platforms in financial services.
"Our mission is to democratize investing through embedded finance. We're powering digital wallets around the world. We're making it seamless for users to invest in U.S. equities, even if they're in countries where that wasn't possible before."
"We're not just a brokerage. We're a technology firm that embeds investment capability into ecosystems." Temkin notes.
"People want to make decisions quickly, and our systems make that possible in real time, not hours later."
"We're looking at how AI can personalize investment journeys, not just provide chat responses," Temkin says.
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