When preparing to sell your home, discovering a lien can delay the process significantly. A lien is a legal claim by a creditor against a property until the debt is settled. Types of liens include tax liens, mechanic liens, judgment liens, mortgage liens, and homeowner association liens. Resolving these liens is essential for a smooth sale, as buyers typically prefer clear titles. Knowing how liens affect the selling process can help homeowners manage the situation more efficiently and avoid unexpected challenges during the transaction.
"For example, if you owe money to a contractor who worked on your house and you haven't paid them, they might file a lien against your property."
"Each type of lien has its own process for resolution, but they all need to be addressed if you want to sell your property."
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