Money expert Clark Howard warns about sharing your Social Security number at these places - and he's spot on

Clark Howard emphasizes that individuals should never give their social security number to colleges or universities, stressing that these institutions should only collect it when absolutely necessary.

In banking, Clark stresses that your social security number should only be used for account creation or credit applications, highlighting the importance of avoiding unnecessary disclosures.

When dealing with technology companies, he warns to provide your social security number only verbally for credit verification and not in written form, to mitigate identity theft risks.

Howard advises caution when interacting with government agencies, asserting that while sometimes necessary, individuals should always confirm why their social security number is needed.

Read at 24/7 Wall St.