The article addresses a reader's dilemma between spending an inherited $70,000 on a breast reduction surgery versus saving it. Currently, the reader, in her mid-20s with a rewarding career that struggles to meet six-figure incomes in a high-cost area, receives advice from her best friend to consider the surgery out of pocket, given the insurance hurdles. While the reader acknowledges her financial comfort and past savings, the psychological challenge of parting with such a significant amount continues to weigh heavily on her decision-making process.
"I've saved about $30,000. Since moving out, I've saved about another $10,000. I know that puts me in a better position than most, but I can't shake the instinct to save as much as possible."
"Convincing insurance is another matter. There are many, many hoops to jump through before insurance would consider it-weight loss, physical therapy, etc.-and even once I've done all of that, there's no guarantee they'd approve it."
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