"This type of condition, commonly referred to as a "fear clause", is designed to prevent a player who is still under contract with the parent club from facing them in direct competition. In practical terms, it ensures that a footballer whose salary is largely being paid by one club cannot negatively impact that same club's sporting objectives on the pitch."
"As part of the agreement, Barça have stipulated that Ter Stegen cannot be selected for the La Liga fixture between Girona and Barcelona, which is scheduled to be played at Montilivi on February 15. One of the key factors making the loan viable is the financial structure of the deal, as Barcelona have agreed to take on almost the entirety of Ter Stegen's salary for the remainder of the season."
"In this case, Ter Stegen remains one of the most experienced and reliable goalkeepers in Europe, and allowing him to play against Barça, while the Catalan giants continue to cover most of his wages, would be seen as an unnecessary risk. That said, the clause is not entirely unbreakable, as Girona technically have the option to override the restriction. To do so, they would need to pay a significant financial compensation to Barcelona."
Marc-André ter Stegen will spend the second half of the 2025–26 season on loan at Girona. Barcelona have inserted a fear clause preventing his selection for Girona's La Liga match against Barcelona at Montilivi on February 15. The clause prevents a player whose wages are largely covered by the parent club from directly impacting that club's sporting objectives. Girona can technically override the restriction by paying significant financial compensation to Barcelona, but that option is not expected to be used. Barcelona will cover almost the entirety of Ter Stegen's salary while Girona will pay only a small percentage.
Read at Barca Universal
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