Moonpay Launches Open Wallet Standard to Unify AI Agent Payments
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Moonpay Launches Open Wallet Standard to Unify AI Agent Payments
"The Open Wallet Standard (OWS) is designed to solve fragmentation in the agent economy by allowing artificial intelligence (AI) agents to hold value and sign transactions without exposing private keys. This initiative is backed by over 15 major organizations, including the Ethereum Foundation and Paypal, and is available on platforms like Github and npm."
"OWS addresses a critical gap in machine-to-machine commerce by providing a unified encrypted vault that supports eight chain families, including Bitcoin, Ethereum, and Solana. By integrating policy-gated signing and local-first storage, it ensures that autonomous agents operate within human-defined spending limits."
"Moonpay has launched a non-custodial software layer that allows AI agents to manage wallets and execute onchain transactions autonomously. This release follows the company's integration of Ledger hardware signing into its agent stack, further cementing its role as a primary infrastructure provider for the emerging autonomous economy."
Moonpay introduced the Open Wallet Standard (OWS) on March 23, 2026, to address fragmentation in the agent economy. This open-source framework allows AI agents to hold value and sign transactions securely. Supported by over 15 organizations, including the Ethereum Foundation and Paypal, OWS features a unified encrypted vault compatible with eight blockchain families. It incorporates policy-gated signing and local-first storage, ensuring agents operate within human-defined limits. Moonpay serves over 30 million customers globally and has integrated Ledger hardware signing into its infrastructure for the autonomous economy.
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