"Wyoming homeowners face mid-range insurance premiums compared with the rest of the U.S. While not as high as those in Gulf Coast states, Wyoming's costs trend above some of its Mountain West neighbors, reflecting risks tied to severe weather and wildfire exposure. New data from the U.S. Census Bureau and the 2025 Climate Risk Report help place Wyoming in the national context."
"According to the American Community Survey (ACS) data from the U.S. Census Bureau, Wyoming homeowners with a mortgage typically pay $1,500-$1,999 annually for homeowners insurance, while those without a mortgage average $1,000-$1,499. Wyoming has 183,683 insured homeowner households in total-97,188 with a mortgage and 86,495 without. Among mortgaged owners, 8,038 pay less than $100 annually and 9,188 pay $4,000 or more."
Wyoming homeowners generally pay mid-range homeowners insurance premiums compared with the U.S., with mortgaged households typically paying $1,500–$1,999 annually and non-mortgaged households averaging $1,000–$1,499. The state has 183,683 insured homeowner households, including 97,188 with mortgages and 86,495 without. Among mortgaged owners, 8,038 pay under $100 annually while 9,188 pay $4,000 or more; among non-mortgaged owners, 17,543 pay under $100 and 5,266 pay $4,000 or more. Wyoming's costs are higher than Idaho's, similar to Montana, North Dakota, and South Dakota, and lower than Colorado's $2,000–$2,499 range. Severe weather and wildfire exposure contribute to elevated risk.
Read at SFGATE
Unable to calculate read time
Collection
[
|
...
]