A 31-year-old psychiatric nurse practitioner in Brooklyn earns $166,000 annually and holds assets including a HYSA ($33,000), 403(b) ($280,000), IRA ($42,000), TIAA brokerage ($13,477), and a house valued at $689,000. The diarist carries a $170,000 mortgage and receives $3,300 per paycheck twice monthly after automatic allocations to a 529, 403(b) contributions, and HYSA deposits. College and graduate school were funded largely through financial aid, work study, and parental contributions; current doctoral studies are employer-covered. The diarist underwent egg-freezing and surgery, experienced body dysmorphia and depression, and reported notable recovery after ten days.
Welcome toMoney Diaries where we are tackling the ever-present taboo that is money. We're asking real people how they spend their hard-earned money during a seven-day period - and we're tracking every last dollar.Today: a psychiatric nurse practitioner who makes $166,000 per year and who spends some of her money this week on a post-surgery Uber. Editor's Note and Content Flag: This is a follow-up diary.
A Note From Our Diarist: "As you'll see in my diary, I was having a pretty rough time of it this week, but since then, I have been doing much better! Never underestimate the power of hormones. After 10 days of full recovery post operation, I have been feeling so much brighter and so thankful that I was able to freeze my eggs despite the uncertainties."
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, my father was a first-gen uni student in his home country, and my mother never got to go to college in hers. They did everything they could so that I could have the education that I wanted, which was in the US. I came here for college and went to grad school.
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