Trip cancellation and interruption insurance is essential for travelers as it reimburses prepaid expenses when a trip is disrupted due to unforeseen circumstances such as illness or disaster.
The distinction between trip cancellation and trip interruption coverage is crucial: cancellation occurs before travel begins, while interruption applies to disruptions during the trip.
Optional 'cancel for any reason' or 'interrupt for any reason' coverages provide greater flexibility, but they typically come at a higher cost and should be evaluated based on individual travel needs.
Many travel credit cards offer built-in trip cancellation and interruption insurance, adding significant value to the benefits of card ownership and offering peace of mind to travelers.
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