July 4 serves as a federal holiday leading to closures in major banks, stock markets, and mail services, while some retailers choose to stay open. Many essential services will not operate, including the U.S. Postal Service, UPS, and FedEx. Despite some retail closures like Costco, many department stores run sales and remain operational. Retailers such as Bass Pro Shops, Best Buy, and Home Depot will be open, allowing consumers to shop during the holiday.
July 4 is a federal holiday, meaning all major banks (and pretty much all the minor ones) will be closed. You can, however, still use ATM machines to get cash or put money into your account, and online banking is open, though many transactions won't process until Monday morning.
Don't expect any mail or packages on Independence Day. The U.S. Postal Service does not operate on July 4 and UPS and FedEx generally suspend deliveries that day as well.
Most retailers see July 4 as a chance to run a seasonal sale, but some, like Costco, will be closed on the holiday. Many locally owned small businesses choose to take the day off.
Bass Pro Shops, Belk, Best Buy, Cabella's, CVS, Dillard's, Home Depot, and Ikea are among the retailers that remain open on July 4.
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