Vice President Kamala Harris's proposal aims to address the challenges faced by the sandwich generation, who are balancing their children's needs with aging parents requiring assistance, highlighting the urgent need for expanded Medicare coverage.
Medicare does not cover long-term care, and while Medicaid can provide assistance, waiting lists hinder timely access, forcing families to shoulder costs or seek unreliable care alternatives.
Judy Feder emphasizes that a proposed Medicare home-care benefit could greatly alleviate financial and emotional stress for families, filling a significant gap in the current Medicare framework.
The current long-term care system is unreliable, with most individuals either unable to afford adequate care or forced to spend their savings on nursing home options due to the lack of affordable in-home alternatives.
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