XRP Price Prediction: Standard Chartered Predicts XRP Could Reach $28
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XRP Price Prediction: Standard Chartered Predicts XRP Could Reach $28
"Kendrick first published his XRP price prediction roadmap in April 2025, projecting $5.50 by end of 2025, $8 by end of 2026, and $12.50 by 2028. At the time, XRP was still in the middle of its SEC lawsuit, so the targets looked unrealistic, but they were backed by three specific catalysts: spot XRP ETF inflows of $4 to $8 billion, regulatory clarity from the SEC case resolution, and growing use of XRP in cross-border payments."
"Most of those catalysts actually arrived as the SEC dropped its appeal, spot XRP ETFs launched and pulled in billions, and Ripple spent over $3 billion on acquisitions including Hidden Road, Rail, and GTreasury."
"But the market has turned since the start of 2026, with Bitcoin dropping 25% and XRP slipping over 40%. ETF inflows that had been running at $200 million per week have also dropped immensely to about $2 million."
Geoffrey Kendrick of Standard Chartered adjusted his XRP price predictions, reducing the 2026 target from $8 to $2.80 after a significant market downturn. Despite this cut, he raised long-term forecasts, projecting $7 in 2027, $12.60 in 2028, $19.60 in 2029, and $28 by 2030. The revised predictions are based on catalysts like ETF inflows, regulatory clarity, and increased XRP usage in cross-border payments. However, recent market conditions have led to a decline in ETF inflows and overall crypto values.
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