What happens if my car insurance lapses in California? You can face these penalties, DMV says
Briefly

Lapses in car insurance coverage are 'somewhat common,' often due to missed payments. Policies aren't canceled immediately after a missed payment; insurers must provide notice as per state law.
Insurance companies are required to notify the DMV immediately after canceling a policy. DMV issues a warning letter and suspends vehicle registration under specific circumstances, not imposing monetary penalties for lapses.
Read at Sacramento Bee
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