"When my kids started school, I set an alarm on my phone for about ten minutes before leaving. That way, only the clock/alarm told them to hurry up, not their mother. They're in their final years of schooling now, I still have the alarm, and in those 13 years, I've only had to yell to get ready maybe five times, and my kids have only been late for real reasons (car trouble, etc). It really helped us."
"Math trick I swear by: What's 7% of 50? Who knows that? But what's 50% of 7? 3.5, easy. My dad is still mystified that I can instantly calculate a 20% tip in my head. Either move around the percentage sign or just move the decimal point and double."
"Having savings accounts for expected expenses in the coming year, like car registration and repairs, house repairs, and gifts. I pay into those accounts each month like they're bills. And when I get a car repair bill, I move money over from that savings account because I've 'prepaid' it."
"A surprising number of online shops have discount codes that are easy to guess. Think: stuff like 'PROMO2024' or 'BLACKFRIDAY24.'"
Collection
[
|
...
]