A Reddit user faced a significant challenge after his Camaro was totaled in a hit-and-run incident by a possibly drunk driver, who fled the scene. The user's situation is compounded as he still owes money on the car loan and needs a vehicle for college. If he has uninsured motorist coverage, it could provide financial relief to cover the outstanding loan balance. The article highlights the importance of checking for such coverage to help navigate these tough circumstances.
"If police can track down the driver, you could pursue a legal claim against them. However, they may not have insurance or assets to cover your bills."
"Many states require insurers to offer uninsured motorist coverage. If the OP has this coverage, it could help pay off the loan balance on the totaled Camaro."
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