The increases that have occurred have been largely driven by a continuation of people driving more, resulting in an increasing frequency of claims and inflationary pressures related to vehicle prices and repairs.
After pandemic-era stay-at-home orders were lifted, people hit the road in droves— and continue to drive more now than before.
New cars are more expensive, which means there's a higher cost to insure them; the technological bells and whistles can drive up the cost of a potential claim.
Many insurers have applied and were approved for rate increases, but others have limited new policies in California or stopped offering them altogether.
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