"One of the hardest parts of retiring is not the saving itself. The real challenge is the moment you actually decide to retire. Many people draw a deep sense of meaning from their work, and when the time comes to step away, they often discover they are not ready to let it go. I recently came across a story on Reddit that captured this perfectly."
"Even though she and her husband built a plan to retire early and fully enjoy the years ahead, she is struggling with the idea of walking away from the career she has spent decades building. She finds her work deeply fulfilling, even intoxicating, and she genuinely enjoys what she does. Here is my guidance for anyone in a similar situation. This is not financial advice, just my perspective:"
"It is easy to continue doing what feels familiar, even when it is no longer what brings the most fulfillment. In a case like the Redditor's, it can help to think about the unique experiences she may want to pursue outside of her career. A short sabbatical, extended travel, or even a trial break from work can offer clarity about what life could look like beyond the job."
Deciding to retire often poses a greater emotional challenge than accumulating savings because work frequently supplies identity and meaning. Many individuals who achieve financial independence still struggle to leave careers that feel deeply fulfilling. A forty-eight-year-old woman with strong finances and retirement plans exemplifies this struggle, unable to quit despite preparedness. Practical steps include assessing values and priorities, considering sabbaticals or trial breaks to test life beyond work, and planning for fulfillment through travel, creative pursuits, or meaningful volunteer work. Identifying passions and structuring post-career routines can ease the transition.
Read at 24/7 Wall St.
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