Premium increases impact non-subsidy recipients; 90% of Covered California enrollees benefit from aid, shielding them from full hike impacts.
High health care costs in coastal regions attributed to geographic isolation, lack of market competition; rate hikes average 15.7% for 29,000 enrollees in Monterey, San Benito, and Santa Cruz counties.
Kaiser Permanente's entry into Monterey County market expected to cover half of marketplace enrollees, potentially positively influencing competition and prices.
State and federal subsidies, including recent laws like the American Rescue Plan, curb premium expenses for Californians, with 2025 offering extensive financial support for Covered California enrollees.
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