California insurers must give discounts for wildfire mitigation. Have homeowners benefited?
Briefly

People can spend hundreds or thousands of dollars protecting their homes against wildfires...turned out to be a 'heads, insurance companies win, tails, insurance companies lose,' deal.
The average policyholder in a high fire risk area may save about $42 to $75 a year...a drop in the bucket.
Read at Sacramento Bee
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