An Insurance Crisis Persists Despite Californians' Efforts to Protect Themselves from Wildfires | KQED

"We believe that if you do the homework, you should get the credit," said state Sen. Josh Becker, the Democrat representing Menlo Park.

Studies show that mitigation reduces wildfire risks. A recent study by the National Association of Insurance Commissioners found that structural modifications can reduce wildfire risk by 40%.

Former state Insurance Commissioner Dave Jones emphasized the need for legislation to incorporate mitigation into insurance underwriting to ensure homeowners benefit from wildfire prevention efforts.

Read at Kqed