"It wiped out Coffey Park. Everything was incinerated," said Lenny Higgins, a homeowner affected by the Tubbs Fire in Santa Rosa.
"They have reduced all of us down to a number -- a risk. It's getting easier for them to pick and choose the customers they want and don't want," said Amy Bach, an advocate for consumers impacted by the insurance crisis in California.
Representative's claim that will allow them to plan for threats based on climate change.
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