In the lead up to December, small business owners reported their top three concerns: rising costs and inflation (69%), not being able to pay their bills (49%) and a negative change in consumer confidence and spending (44%).
Almost four in five (79%) small business owners have reaffirmed how important it is for consumers to shop locally and support independent businesses over Christmas - two in five (38%) say that it is 'absolutely critical' for the future of their business.
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