"The XRP price forecast debate has split analysts into two camps. Conservative forecasters peg the XRP price between $2.50 and $3.50, citing historical resistance near the $3.84 all-time high and gradual adoption patterns. A Wall Street bank sits at the opposite end with a bold $8 XRP price target, arguing that ETF inflows and cross-border payment utility could drive a breakout year for the asset."
"Since seven U.S.-based spot XRP ETFs launched in mid-November 2025, cumulative inflows have crossed $1.37 billion. Kendrick's model assumes this figure grows to $8 billion by the end of 2026 as institutional allocation expands and retail access broadens. XRP ETFs went over 50 consecutive trading days without a single outflow before their first redemption on January 7, 2026—a consistency Bitcoin and Ethereum funds couldn't match."
Analysts are split on XRP's 2026 trajectory, with conservative forecasts targeting $2.50–$3.50 and a bold Standard Chartered projection of $8 by year-end 2026. The $8 prediction relies on sustained spot XRP ETF inflows, RLUSD stablecoin adoption as a cross-border settlement layer, and supply compression. Seven U.S. spot XRP ETFs launched in mid-November 2025 and have cumulative inflows above $1.37 billion, with more than 50 consecutive trading days without outflows before the first redemption on January 7, 2026. XRP trades near $1.60 and must surpass the $3.84 January 2018 all-time high to validate the bullish case.
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