Up 85%: Should You Buy This Fintech Stock?
Briefly

Up 85%: Should You Buy This Fintech Stock?
"SoFi Technologies is one of the most disruptive names in the industry. It has attracted young users and become a 'one-stop shop' for all things money. Users can save, invest, spend, and budget on the SoFi app. 2025 has been the best year ever for SoFi Technologies, as its shares hit an all-time high of $32.73. The fintech stock gained 85% in 2025 and is now trading below its all-time high at $27.46. It started in 2025 at $14 and ended the year at $26."
"SoFi has gone beyond the traditional business of consumer lending and has now built impressive technology and infrastructure capabilities that steadily attract users. The company has been growing across different metrics, and its management has ensured consistent expansion of the ecosystem. The company first beat revenue expectations in the fourth quarter of 2023, and the market believes that it will continue doing so in 2026."
SoFi Technologies grew substantially in 2025, with shares peaking at $32.73 after an 85% gain and ending the year near $26. The app offers saving, investing, spending, and budgeting and has attracted younger users into a one-stop financial ecosystem. Revenue momentum has accelerated, and the company moved toward $1 billion in quarterly sales after beating expectations in late 2023. Recent quarterly results showed a 35% increase in users, a 36% year-over-year rise in products per user, EPS of $0.11, revenue of $950 million (up 37.7% year over year), and net income of $139 million.
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