The U.S. needs 3 million more homes, primarily in the bottom half of the market, to address the housing affordability crisis, according to housing experts.
Each of these moves would be meaningful on its own, but together they would amount to the most aggressive supply-side push since the national investment in housing that followed World War II.
The Harris plan seeks to enhance affordable housing inventory by promoting construction and providing substantial down payment assistance of $25,000 for first-time buyers.
The inclusion of tax breaks for developers and builders aims to tackle both affordable rental and ownership markets, increasing the overall housing supply significantly.
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